Home Insurance

Do you have enough insurance protection to rebuild your house from the foundation up and enough contents insurance coverage to replace all of your belongings at today’s costs?  Now is a good time for a home insurance policy review.  Our Trusted Choice Insurance Agents work with you to determine the correct replacement value of your home and contents and help you decide which money saving options are right for you.   You don’t have to give up the personal service of a Trusted Choice insurance agent to save money on your home insurance.

Tips for Reducing Your Homeowner's Premium:

• High Deductible Discount - A deductible is the amount you pay before the insurance starts to pay for your loss. Since the purpose of insurance is to pay for the losses you cannot afford, raise your deductible to a limit that you could handle in case of a loss.
• New Home Discount - If your home is less than 10 years old, you may be eligible for a new home discount.
  
• Protection Discount - You may be eligible for a discount if you have a burglar and fire alarms systems and/or sprinkler systems. Monitored systems will earn a bigger discount than unmonitored systems.
• Upgraded Systems Discounts - If your home was built before 1960 and your major systems such as roof, plumbing, electric and heat have been updated, you may be eligible for preferred rates.
  
  Non-smoker discount is  available also through some companies.

Trusted Choice Pledge of Performance

Trusted Choice® agencies are insurance and financial services firms whose access to multiple

companies and commitment to quality service enable us to offer our clients competitive

pricing, a broad choice of products and unparalleled advocacy.

As a Trusted Choice® agency, we are dedicated to you and are committed to treating you as

a person, not a policy. This commitment means we shall:

• Work with you to identify the insurance and financial services that are right for you,

your family or your business and use our access to multiple companies to deliver those

products.

• Guide you through the claims process for a prompt and fair resolution of your claim.

• Help you solve problems related to your coverage or account.

• Explain the coverages and options available to you through our agency, at your

request.

• Return your phone calls and e-mails promptly and respond to your requests in a timely

manner.

• Provide 24/7 services for our customers, offering any or all of the following: emergency

phone numbers, Internet account access, e-mail and call center services.

• Use our experience and multiple company relationships to customize your coverage as

needed.

• Commit our staff to continuing education so they may be more knowledgeable in

serving you.

• Treat you with respect and courtesy.

• Conduct our business in an ethical manner.

We pledge this to you, our clients and ask that you let us know if we fail to meet our commitment, so we may take corrective action.